SACCO Suite

The BridgeERP SACCO Suite runs a savings and credit co-operative from one system: members and share capital, savings, loans with guarantors and a credit committee, fees and fines, the general ledger, reports, a member portal and Co-op Bank collections. This guide shows every job, step by step, with the screen for each step.

New here? Read these in order

1. A first look: the home screen, the menus, lists, forms and the search bar.
2. Check your SACCO settings: name, share value, joining and loan rules.
3. Add your staff and give each person the role for their job.
4. Register your first member, then approve and activate them.
5. Open a savings account and take a deposit.
6. Take a loan application through guarantors, committee and disbursement.
7. Read the dashboard the next morning.

Find your job

You are	Start with
Setting the system up	The SACCO settings, users and roles, savings products, loan products, journals and accounts
At the front office	Register a member, deposits and withdrawals, fees received
A loans officer	Loan applications, guarantors, disbursement, repayments and arrears
On the credit committee	Review, appraisal and committee
The manager	Approving members, approving withdrawals, the dashboard and reports
The accountant	What posts to the ledger, bank collections and the loan reports
A member	The member portal and joining online

What the suite holds

Each part does one job, and they work together: a loan can be paid into savings and repaid from it, every confirmed movement posts a journal entry, and members see all of it on their phone through the portal.

Part	What it does
SACCO Core	The member register, onboarding and approval, share capital, branches, member categories and groups, and the SACCO settings.
SACCO Savings	Savings products, accounts, deposits and withdrawals with approval, interest and statements.
SACCO Loans	Loan products, applications, guarantors, the credit committee, disbursement, schedules, repayments and arrears.
SACCO Member Charges	Fees and fines: charge types, billing one member or all of them, payments and receipts.
SACCO Accounting	Every confirmed deposit, withdrawal, disbursement, repayment and share movement posts to the general ledger.
SACCO Reports & Dashboard	The dashboard, member statements, savings and loan reports, the portfolio report and income analysis.
SACCO Member Portal	Members online: balances, statements, loan applications, guarantees, charges, deposits, and joining online.
SACCO Co-op Bank Collections	Co-operative Bank of Kenya: paybill payments and payment prompts to the phone, matched to members, with a review queue.