Fee Templates

Fee Templates define the reusable fee structures that products attach - ledger/maintenance fees, dormancy fees, withdrawal charges, below-minimum-balance penalties and one-off fees. Each mfi.savings.product.fee specifies the trigger, calculation (fixed or percentage) and amount, so fees apply consistently across accounts.

Workflow

Open Savings > Configuration > Fee Templates.
Create a fee template and name it.
Choose the fee trigger (opening, periodic, dormancy, withdrawal, etc.).
Set the calculation method (fixed amount or percentage) and value.
Save and attach the template to the relevant savings products.
Confirm charges then appear in the Fee Register when triggered.

Fields reference

Every field on this screen, drawn from the live data model.

Field	Type	Required	Description
Product `product_id`	Link → mfi.savings.product	Yes	Product
Fee Name `name`	Text	Yes	Fee Name
Fee Type `fee_type`	Choice: Monthly Maintenance, Per Withdrawal, Below Minimum Balance, Account Closure, Dormancy Fee, ATM/Agent Fee, Statement Request, SMS Alert Fee	Yes	Fee Type
Calculation `calculation`	Choice: Flat Amount, Percentage of Balance	Yes	Calculation
Amount/Rate `amount`	Decimal	Yes	Amount/Rate
Sequence `sequence`	Number	—	Sequence
Frequency `frequency`	Choice: One Time, Per Transaction, Monthly, Quarterly, Annual	—	Frequency
Mandatory `is_mandatory`	Yes/No	—	Mandatory
Currency `currency_id`	Link → res.currency	—	Currency
Company `company_id`	Link → res.company	—	Company

Notes & rules

Records on mfi.savings.product.fee reused across products.
Support fixed and percentage-based fee calculation.
Drive the postings seen in Fee Charges and the Fee Register.

Technical model: mfi.savings.product.fee · Record: Savings Product Fee Template