Compliance

Compliance brings together the control registers behind the savings book - account holds and restrictions, the fee register, the interest accrual schedule, and the raw M-Pesa callback log for audit.

This section covers:

• Account Holds — Account Holds manages partial restrictions placed on a savings balance - lien against a loan, pending cheque clearance, court atta
• Fee Register — Fee Register is the consolidated record of all savings fees applied to member accounts - ledger, maintenance, dormancy, withdrawal
• Interest Schedule — Interest Schedule holds the calculated interest accrual entries for savings and term-deposit accounts - the workings behind each i
• M-Pesa Logs — M-Pesa Logs is the raw audit trail of every mobile-money callback received by the suite - successful and failed - with the full pa