Credit Bureau

Credit Bureau handles the institution's two-way exchange with licensed reference bureaus — pulling credit reports for appraisal, pushing borrower performance for listing, running bulk inquiries, and tracking the integration through webhooks and bureau configuration.

This section covers:

  • Reports (Pull) — The register of credit reports pulled from a reference bureau for loan appraisal and monitoring. Each record holds the enquiry for
  • Submissions (Push) — Manages the borrower data the institution submits to bureaus — both positive performance and negative (default) listings. Submissi
  • Bulk Inquiry — A wizard for running a credit enquiry against many borrowers at once instead of one at a time. The officer selects a set of member
  • Webhook Events — A log of asynchronous callbacks the bureau sends back to the suite — enquiry results, submission acknowledgements and status updat
  • Bureaus — Configuration for each licensed reference bureau the institution connects to. Records hold the endpoint, credentials, supported se
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