Transactions

The ledger of RTGS and EFT transfers (mfi.rtgs.transaction) with their settlement status, value dates and bank references. It tracks each instruction from submission through central-bank acknowledgement to settlement. Treasury uses it to confirm large payments cleared and to feed daily reconciliation.

Workflow

Open Transactions under RTGS & EFT.
Filter by RTGS versus EFT, status or value date.
Open a record to inspect bank references and settlement status.
Confirm settlement acknowledgement for high-value items.
Flag unsettled or returned transfers for reconciliation.

Fields reference

Every field on this screen, drawn from the live data model.

Field	Type	Required	Description
Name `name`	Text	Yes	Name
Provider `provider_id`	Link → mfi.rtgs.provider	Yes	Provider
Creditor Name `creditor_name`	Text	Yes	Creditor Name
Creditor Account No. `creditor_account`	Text	Yes	Creditor Account No.
Creditor Bank BIC `creditor_bank_bic`	Text	Yes	Creditor Bank BIC
Amount `amount`	Money	Yes	Amount
Value Date `value_date`	Date	Yes	Value Date
State `state`	Choice: Draft, Queued (outside cutoff), Sent, Settled, Failed, Reversed	Yes	State
Has Message `has_message`	Yes/No	—	Has Message
Company `company_id`	Link → res.company	—	Company
Currency `currency_id`	Link → res.currency	—	Currency
Debtor Member `debtor_member_id`	Link → mfi.member	—	Debtor Member
Debit From Account `debtor_account_id`	Link → mfi.savings.account	—	Debit From Account
Remittance Info / Narrative `remittance_info`	Text	—	Remittance Info / Narrative
Msg `msg_id`	Text	—	Msg
Sponsor Bank Reference `sponsor_ref`	Text	—	Sponsor Bank Reference
Settlement Date `settlement_date`	Date & time	—	Settlement Date
Failure Reason `failure_reason`	Text	—	Failure Reason
Raw Request `raw_request`	Long text	—	Raw Request
Raw Response `raw_response`	Long text	—	Raw Response
Linked Savings Debit `savings_transaction_id`	Link → mfi.savings.transaction	—	Linked Savings Debit

Actions & buttons

Buttons available on this screen and what they do:

Send to RTGS
Reverse

Status lifecycle

Records on this screen move through these statuses:

Draft → Queued (outside cutoff) → Sent → Settled → Failed → Reversed

Notes & rules

Separates real-time RTGS items from batched EFT items.
Value date drives when EFT batches are expected to clear.
Bank reference ties each item to the settlement statement.
Feeds the RTGS reconciliation workspace.

Technical model: mfi.rtgs.transaction · Record: RTGS Transaction