Payment Rails

Bank-grade settlement rails that sit alongside mobile money - PesaLink for near-instant interbank transfers and RTGS/EFT for high-value and batch settlement. Each rail carries its own transactions, configuration and reconciliation tools.

This section covers:

• PesaLink — PesaLink is the real-time interbank rail, exchanging ISO 20022 messages for instant account-to-account transfers. This section cov
• RTGS & EFT — High-value and batch bank settlement - RTGS for real-time gross settlement of large amounts and EFT for batched lower-value transf