Fee Analysis

Fee Analysis breaks down savings fee income by type, product, branch and period - ledger, dormancy, withdrawal and penalty fees. It gives management visibility of non-interest income from the deposit book and helps validate that fee policies are being applied as configured.

Workflow

Open Savings > Reports > Fee Analysis.
Pivot the fee data by fee type or product.
Measure total fee income per category.
Graph the trend to track fee income over time.
Drill into the Fee Register lines behind any total.

Fields reference

Every field on this screen, drawn from the live data model.

Field	Type	Required	Description
Account `account_id`	Link → mfi.savings.account	Yes	Account
Fee Type `fee_type`	Choice: Monthly Maintenance, Withdrawal Fee, Below Minimum Balance, Account Closure, Dormancy Fee, ATM/Agent Fee, Statement Request, SMS Alert Fee	Yes	Fee Type
Description `name`	Text	Yes	Description
Amount `amount`	Money	Yes	Amount
Has Message `has_message`	Yes/No	—	Has Message
Member `member_id`	Link → mfi.member	—	Member
Branch `branch_id`	Link → mfi.branch	—	Branch
Currency `currency_id`	Link → res.currency	—	Currency
Company `company_id`	Link → res.company	—	Company
Product `product_id`	Link → mfi.savings.product	—	Product
Charge Date `charge_date`	Date	—	Charge Date
Transaction `transaction_id`	Link → mfi.savings.transaction	—	Transaction
Status `state`	Choice: Pending, Charged, Waived	—	Status
Waived By `waived_by`	Link → res.users	—	Waived By
Waived Date `waived_date`	Date	—	Waived Date
Waive Reason `waive_reason`	Long text	—	Waive Reason

Actions & buttons

Buttons available on this screen and what they do:

Waive This Fee

Status lifecycle

Records on this screen move through these statuses:

Pending → Charged → Waived

Notes & rules

Analysis over mfi.savings.fee with pivot and graph.
Segments fee income by type, product and branch.
Validates fee policy application and non-interest income.

Technical model: mfi.savings.fee · Record: Savings Fee Charge