Configuration

Configuration defines the lending setup that controls everything else: loan products and their terms, collateral types, repayment channels, suite settings, and operational tools such as the loan calculator.

This section covers:

• Settings — Settings configures the Loans module's global behaviour - default interest and penalty conventions, PAR thresholds, ECL/provisioni
• Loan Products — Loan Products defines each lending product and its rules - interest method and rate, tenor limits, instalment frequency, fees, pen
• Collateral Types — Collateral Types is the lookup that classifies acceptable security - land, motor vehicle, equipment, savings, chattels - and may c
• Repayment Channels — Repayment Channels defines the routes through which repayments are received - cash, bank transfer, M-Pesa, standing order - and th
• Tools — Tools holds operational utilities used during lending - the loan calculator, no-objection certificate generation and beneficiary p