ALM

ALM holds the asset-liability management analytics: the position book of rate-sensitive assets and liabilities, the repricing and maturity gap report, and foreign-exchange exposure. Together they quantify the SACCO's sensitivity to interest-rate and currency movements.

This section covers:

• Positions — Positions catalogues the SACCO's rate-sensitive assets and liabilities with their balances, rates, repricing dates and maturity bu
• Repricing Gap — Repricing Gap reports the difference between rate-sensitive assets and rate-sensitive liabilities falling due in each time bucket,
• FX Exposure — FX Exposure measures the SACCO's net open position in each foreign currency, comparing currency-denominated assets and liabilities