Recovered in programme order, on the date of loss

Claim Recoveries

A claim is recovered proportional treaties first, then each excess of loss layer on what the company is left with, then stop loss on the aggregate result — because excess of loss protects the net account, and applying it to the gross loss recovers the same money twice. Per-event layers gather every claim carrying the same catastrophe code into one event. Each recovery shows the gross loss, what earlier treaties took, the net before this treaty, the recovery and the sentence that explains it.

Recoveries by treaty

Gross loss, recovery and net retained loss for each treaty year, including the stop loss aggregate and a catastrophe excess of loss year.

One recovery, explained

The loss, the exposure, the treaty and the share applied, then gross, already recovered, net before this treaty, the recovery and net retained — with the reason in words.

Every recovery in one register

Quota share, surplus and stop loss recoveries with the loss date, the gross loss, the recovery and what stays net.