Every feature, at a glance

Everything in this list is in this app, or in the free foundation that installs with it.

Products

Lines of business — 57 classes ship as data, each with its sector, risk family, earning method and commission cap.
Products and versions — Coverages, limits, deductibles, proposal questions, required documents and wording, in dated versions.
Takaful — A product can be takaful under the wakala, mudaraba or hybrid model, with its wakala fee.
Readiness check — Lists what would stop a product being sold, and runs again when somebody tries to activate it.

Rating tables — Up to three axes; each cell a rate, a fixed amount or a per-unit charge; dated versions of each table.
Rate Bench — Price a specimen risk through the same engine a quote uses, read the workings, create nothing.
Short-rate scales — What the insurer keeps when the insured cancels early, by share of term, days or months.

Statutory levy engine — Percentage or fixed per policy or per certificate, on premium, premium plus levies, sum insured or commission.
Who bears it — Charged on premium, commission or a claim payment; borne by the policyholder, the insurer, both or the intermediary.
Presented as a tax — A levy can appear as a tax on the invoice, and a nightly check flags that tax if it is edited by hand.

Commission ceilings — Statutory maximums, minimums and prohibitions by class, policy year and intermediary type.
Country packs — 71 packs for 61 countries, with ten US state packs; each levy and ceiling carries its source and a confidence grade.
Choose Jurisdiction — Previews what a pack would apply and refuses unsourced figures unless you acknowledge them.
Your chart of accounts — A pack binds to the accounts your localisation already has, by account code; no second chart is shipped.

Certificate schemes — Green Card, COMESA Yellow Card and ECOWAS Brown Card: owner, numbering, validity, members and print model.